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See if you qualify for debt consolidation with our FREE check.

You shouldn’t have to stress about debt, so let us relieve some of that and offer some support.

Check if you qualify
  • Stop soaring interest rates
  • Lower your monthly payments
  • One single monthly payment
  • Stop worrying about money
  • Subject to suitability and criteria. Fees may apply. Your credit rating is likely affected.

What are you worried about?

Credit Cards

Unsecured Loans

Store Cards

Overdrafts

Personal Loans

Utility Bills

Business Debt

Lines of Credit

Get started to reduce my debt

Our clients are our biggest advocate.

What is debt consolidation?

you’ve got lots of different credit commitments and you’re struggling to keep up with repayments, you can merge them together into one loan to lower your monthly payments.

You borrow enough money to pay off all your current credit commitments and owe money to just one lender.

There are two types of debt consolidation loan:

  • Secured – where the amount you’ve borrowed is secured against an asset, usually your home. If you miss repayments, you could lose your home.
  • Unsecured – where the loan isn’t secured against your home or other assets.

 

Debt consolidation loans that are secured against your home are sometimes called homeowner loans.

Check if you qualify
Providing expert mortgage and protection advice to secure your future. Whether you need a mortgage or life insurance, with over 20 years experience, we know how to get things done.
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CoG Financial Limited. Company Registration Number 14711446. Registered Office: CoG Financial Ltd, Mitchell House, Brook Avenue, Warsash, Southampton, SO31 9HP.

The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

Think carefully before securing debt against your home. Your home may be repossessed if you do not keep up payments on your mortgage or any other loans secured on it.

CoG Financial Ltd is registered with the Data Protection Act 1998 registration No. ZB538567 and is a trading style of TMG Direct Limited which is authorised and regulated by the Financial Conduct Authority under Firm Reference Number: 786245 and registered with the Data Protection Act 1998 Registration No: ZA178200.

Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.