We believe our success in helping people in the property market is from actually listening to our clients. We employ real people with years of experience working in the mortgage industry.
First time buyers, remortgage, buy to let, shared ownership mortgages; As a mortgage broker we will find you the right mortgage based on your needs, circumstances and preferences.
We aim to make the mortgage and protection application process as painless as possible so any supporting evidence needed can also be provided electronically, which makes the process of applying for a mortgage extremely straightforward without the need to leave the comfort of your home. Saving you time, money and hassle.
The process of getting a new mortgage when you move house so the mortgage is suitable for the house you’re moving into.
ExploreA first-time buyer is a person buying a property who has never owned one before.
ExploreA remortgage is when you take out a new mortgage against your existing property repaying your current mortgage in the process.
ExploreBuy-to-let mortgages are designed to help you buy a property that you intend to rent out to other people, rather than live in.
ExploreA secured loan is where you borrow money that is secured against your home.
ExploreRemortgage your property with a lender to release equity and raise money. You then use this money to pay off unsecured debts.
ExploreLife insurance policies provide you and your family with a lump sum payment or a series of monthly payments if you were to die.
ExploreA Critical illness policy pays the outstanding mortgage debt on diagnosis of a specified critical illness.
ExploreAn income protection policy pays a proportion of your salary if you’re unable to work because of sickness or injury.
ExploreBuildings insurance is designed to provide financial protection if there’s damage to the structure of your home, such as the walls, roof and floors.
ExploreThe process of getting a new mortgage when you move house so the mortgage is suitable for the house you’re moving into.
ExploreA first-time buyer is a person buying a property who has never owned one before.
ExploreA remortgage is when you take out a new mortgage against your existing property repaying your current mortgage in the process.
ExploreBuy-to-let mortgages are designed to help you buy a property that you intend to rent out to other people, rather than live in.
ExploreA secured loan is where you borrow money that is secured against your home.
ExploreRemortgage your property with a lender to release equity and raise money. You then use this money to pay off unsecured debts.
ExploreLife insurance policies provide you and your family with a lump sum payment or a series of monthly payments if you were to die.
ExploreA Critical illness policy pays the outstanding mortgage debt on diagnosis of a specified critical illness.
ExploreAn income protection policy pays a proportion of your salary if you’re unable to work because of sickness or injury.
ExploreBuildings insurance is designed to provide financial protection if there’s damage to the structure of your home, such as the walls, roof and floors.
Explore
We pride ourselves in knowing that every
case we work on, we have achieved the
best outcome we could’ve asked for.
View our reviews and make your own mind
up.
Denise Turner2025-05-19Trustindex verifies that the original source of the review is Google. CoG Financial was very helpful right from the first phone call I had with them and i wasnt made to feel uneasy at all,They was so helpful to me and always kept me updated along the way right to the end.I truly would recommend anybody to come and use this company they was just perfect and professional at all times.Thankyou. Justin Everitt2025-05-19Trustindex verifies that the original source of the review is Google. It is difficult to express just how amazing Hannah & Ryan have been in helping me. There were a set of challenges that certainly tested their abilities. I have experienced total understanding, a determination to help, patience and ultimately success. I am certainly making recommendations to anyone reading this to use CoG. Just brilliant. Thank you. Jennifer Matthews2025-05-14Trustindex verifies that the original source of the review is Google. Very efficient, great communication and found them to be very helpful Antony Collins2025-05-12Trustindex verifies that the original source of the review is Google. Cog financial were excellent and very professional especially Hannah who dealt with my remortgage brilliant I would recommend cog Financial Jude Foster2025-05-09Trustindex verifies that the original source of the review is Google. This company is a pleasure to deal with, would highly recommend them. The process can be a bit slow but I think that it is out of their hands. Huw James2025-05-08Trustindex verifies that the original source of the review is Google. Excellent service and communication throughout. I highly recommend Ryan and Megan and all the CoG team to anyone looking to get their re-mortgage arranged quickly and efficiently. Nicola Campbell2025-05-08Trustindex verifies that the original source of the review is Google. I used Cog Financial to help with a re-mortgage. I couldn’t be happier with the service they provided right from the very first call. Hannah, Stephen & Zoe have been unbelievably helpful & kept me informed every step of the way. I would definitely recommend, fantastic service. Chloe Byrne2025-05-08Trustindex verifies that the original source of the review is Google. Very helpful whenever I emailed or called would recommend AnnMarie Guilmartin2025-05-02Trustindex verifies that the original source of the review is Google. My husband and I had a fantastic experience whilst remortgaging and especially Megan was brilliant at keeping us up to date and was with us ever step of the way. Highly recommended company. sohail kayani2025-05-01Trustindex verifies that the original source of the review is Google. Excellent service - was patient and understanding to my needs on a remortgage. Fast and efficient
We want to ensure that you have the best understanding and knowledge when it comes to planning your future.
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The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.
Think carefully before securing debt against your home. Your home may be repossessed if you do not keep up payments on your mortgage or any other loans secured on it.
CoG Financial is registered with the Data Protection Act 1998 registration No. ZB538567 and is authorised and regulated by the Financial Conduct Authority under Firm Reference Number: 1000627 is an authorised representative of TMG Direct Limited which is authorised and regulated by the Financial Conduct Authority under Firm Reference Number: 786245 and registered with the Data Protection Act 1998 Registration No: ZA178200.
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
COG Financial Limited registered in England and Wales. Company number: 14711447. Registered office address: Sovereign House 37 Middle Road, Park Gate, Southampton, England, SO31 7GH