We believe our success in helping people in the property market is from actually listening to our clients. We employ real people with years of experience working in the mortgage industry.
First time buyers, remortgage, buy to let, shared ownership mortgages; As a mortgage broker we will find you the right mortgage based on your needs, circumstances and preferences.
We aim to make the mortgage and protection application process as painless as possible so any supporting evidence needed can also be provided electronically, which makes the process of applying for a mortgage extremely straightforward without the need to leave the comfort of your home. Saving you time, money and hassle.
The process of getting a new mortgage when you move house so the mortgage is suitable for the house you’re moving into.
ExploreA first-time buyer is a person buying a property who has never owned one before.
ExploreA remortgage is when you take out a new mortgage against your existing property repaying your current mortgage in the process.
ExploreBuy-to-let mortgages are designed to help you buy a property that you intend to rent out to other people, rather than live in.
ExploreA secured loan is where you borrow money that is secured against your home.
ExploreRemortgage your property with a lender to release equity and raise money. You then use this money to pay off unsecured debts.
ExploreLife insurance policies provide you and your family with a lump sum payment or a series of monthly payments if you were to die.
ExploreA Critical illness policy pays the outstanding mortgage debt on diagnosis of a specified critical illness.
ExploreAn income protection policy pays a proportion of your salary if you’re unable to work because of sickness or injury.
ExploreBuildings insurance is designed to provide financial protection if there’s damage to the structure of your home, such as the walls, roof and floors.
ExploreThe process of getting a new mortgage when you move house so the mortgage is suitable for the house you’re moving into.
ExploreA first-time buyer is a person buying a property who has never owned one before.
ExploreA remortgage is when you take out a new mortgage against your existing property repaying your current mortgage in the process.
ExploreBuy-to-let mortgages are designed to help you buy a property that you intend to rent out to other people, rather than live in.
ExploreA secured loan is where you borrow money that is secured against your home.
ExploreRemortgage your property with a lender to release equity and raise money. You then use this money to pay off unsecured debts.
ExploreLife insurance policies provide you and your family with a lump sum payment or a series of monthly payments if you were to die.
ExploreA Critical illness policy pays the outstanding mortgage debt on diagnosis of a specified critical illness.
ExploreAn income protection policy pays a proportion of your salary if you’re unable to work because of sickness or injury.
ExploreBuildings insurance is designed to provide financial protection if there’s damage to the structure of your home, such as the walls, roof and floors.
Explore
We pride ourselves in knowing that every
case we work on, we have achieved the
best outcome we could’ve asked for.
View our reviews and make your own mind
up.
Riley Logan2025-03-20Trustindex verifies that the original source of the review is Google. Cog were fantastic from start to finish. They helped us with everything. Big or small. Sabbi, Shenda and Megan helped us. We could not recommend them enough. Julie Brough2025-03-18Trustindex verifies that the original source of the review is Google. I used CoG Financial for remortgaging my home, they were very helpful from start to finish and kept me updated on progress. Would highly recommend. Kaflin Griffiths2025-03-11Trustindex verifies that the original source of the review is Google. Second time I have used COG and again I had a great service, quick to answer emails and overall very efficient. Perfect balance of professionalism and friendliness! Hannah Gardner2025-03-10Trustindex verifies that the original source of the review is Google. Ryan and Mega are professional, friendly and understanding. Ryan found a solution best suited to me and Megan dealt with the documentation and application. I would recommend to others seeking mortgage advice. Josh Malinowski2025-03-10Trustindex verifies that the original source of the review is Google. I was reccomended this company from a close friend. After an initial phone call with Ryan we decided to use this company as our advisors to get a mortgage. As first time buyers, it was a very daunting process however I cannot speak highly enough of Ryan, Hannah and the team who were very informative and made the whole processs much easier for us. We will definitely be using CoG financial again next time we need morgage advice. Would highly reccomend to anyone looking for mortgage advisors! Eddie King2025-03-05Trustindex verifies that the original source of the review is Google. We had the pleasure of working with Megan when we wanted to look at our remortgage and she was fantastic. Quick, efficient, and really wanted to help. Would totally recommend. Sarah Duffy2025-03-05Trustindex verifies that the original source of the review is Google. I used there services to arrange a remortgage and I am very happy with their service. They were very responsive when contacted and kept me informed throughout the whole process. I will definately use them again when in need of financial advice. Ben Smith2025-03-04Trustindex verifies that the original source of the review is Google. Straightforward process and good communication throughout. Thanks Graham Rustill2025-02-27Trustindex verifies that the original source of the review is Google. Excellent service no problem Hannah was absolutely fantastic and provided a great experience Thanks again graham Sian Somers2025-02-27Trustindex verifies that the original source of the review is Google. Professional, friendly, made the process easy
We want to ensure that you have the best understanding and knowledge when it comes to planning your future.
We have a handful of free resources available for you to use, check them out here.
Hit the button below to get started, enter a few details and you can start speaking with a member of our team about your situation and how we can help.
The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.
Think carefully before securing debt against your home. Your home may be repossessed if you do not keep up payments on your mortgage or any other loans secured on it.
CoG Financial is registered with the Data Protection Act 1998 registration No. ZB538567 and is authorised and regulated by the Financial Conduct Authority under Firm Reference Number: 1000627 is an authorised representative of TMG Direct Limited which is authorised and regulated by the Financial Conduct Authority under Firm Reference Number: 786245 and registered with the Data Protection Act 1998 Registration No: ZA178200.
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
COG Financial Limited registered in England and Wales. Company number: 14711447. Registered office address: Sovereign House 37 Middle Road, Park Gate, Southampton, England, SO31 7GH