Skip to content
Speak to an Adviser 01489 357550
Check My Eligibility

Category: Uncategorised

Mortgage Overpayment Guide UK for Homeowners

Mortgage Overpayment Guide UK for Homeowners

Our mortgage overpayment guide UK explains limits, interest savings, early repayment charges and when keeping cash back could be the wiser move for you.

UK Mortgage Rate Trends and Your Next Move

UK Mortgage Rate Trends and Your Next Move

Understand UK mortgage rate trends, what moves lender pricing and how tailored advice can help you choose your next mortgage with greater confidence now.

Self Employed Mortgage Options in the UK

Self Employed Mortgage Options in the UK

Understand self employed mortgage options, evidence lenders need and how tailored advice can help you buy, move or remortgage with confidence in the UK.

Mortgage Application Documents Needed in the UK

Mortgage Application Documents Needed in the UK

Understand the mortgage application documents needed by UK lenders and prepare the right evidence for a smoother, adviser-led mortgage application today.

Secured Loan vs Remortgage: Which May Suit You?

Secured Loan vs Remortgage: Which May Suit You?

Secured loan vs remortgage: compare costs, timescales and risks, and see which way to raise funds against your home may suit your circumstances best before applying

How to Get a Mortgage With Poor Credit UK

How to Get a Mortgage With Poor Credit UK

A mortgage with poor credit may still be possible. Understand what lenders consider, how to prepare and when adviser support can help through the process.

Mortgage Affordability Calculation UK Explained

Mortgage Affordability Calculation UK Explained

Learn how a mortgage affordability calculation UK lenders use shapes borrowing, repayments and your next move, with straightforward adviser support today.

Should You Remortgage to Release Equity?

Should You Remortgage to Release Equity?

Considering a remortgage to release equity? Understand how it works, the costs, risks and alternatives before you apply as a UK homeowner with advice.

When to Remortgage Before Your Deal Ends

When to Remortgage Before Your Deal Ends

Know when to remortgage before deal ends, how early to apply and what to check, so you can avoid a higher rate and make a confident choice for your home.

Gifted Deposit Mortgage Rules UK Explained

Gifted Deposit Mortgage Rules UK Explained

Understand gifted deposit mortgage rules UK, the evidence lenders need and how a family gift can affect your mortgage application and timescale for buyers.

← previous
Next →

Providing expert mortgage and protection advice to secure your future. Whether you need a mortgage or life insurance, with over 100 years experience, we know how to get things done.

Facebook-f

Explore

  • Home
  • About
  • Latest News & Blogs
  • FAQs
  • Contact
  • Refer a friend

Tools

  • Repayment calculator
  • Affordability calculator
  • Credit report

Compliance

  • Privacy policy
  • Cookie Policy
  • Download Complaints Procedure

The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

Think carefully before securing debt against your home. Your home may be repossessed if you do not keep up payments on your mortgage or any other loans secured on it.

CoG Financial is registered with the Data Protection Act 1998 registration no ZB538567 and is authorised and regulated by the Financial Conduct Authority under Firm Reference Number 1029907. CoG Financial Ltd is a company registered in England and Wales. Company registration number 14711447. Registered office address – Sovereign House, 37 Middle Road, Southampton, SO31 7GH.

© All rights reserved | CoG Financial 2026 |

  • Powered by Social Blueprints

Explore

  • Home
  • About
  • Latest News & Blogs
  • Contact us
  • Book an appointment
  • Refer a friend

Tools

  • Mortgage repayment calculator
  • Affordability calculator
  • FAQs
  • Free credit report

Mortgages

  • Home mover
  • First time buyer
  • Remortgages
  • Buy to let
  • Secured loans
  • Debt consolidation

Protection

  • Life Insurance
  • Critical illness
  • Income Protection
  • Family Income Benefit
  • Buildings & Contents