We believe our success in helping people in the property market is from actually listening to our clients. We employ real people with years of experience working in the mortgage industry.
First time buyers, remortgage, buy to let, shared ownership mortgages; As a mortgage broker we will find you the right mortgage based on your needs, circumstances and preferences.
We aim to make the mortgage and protection application process as painless as possible so any supporting evidence needed can also be provided electronically, which makes the process of applying for a mortgage extremely straightforward without the need to leave the comfort of your home. Saving you time, money and hassle.
The process of getting a new mortgage when you move house so the mortgage is suitable for the house you’re moving into.
ExploreA first-time buyer is a person buying a property who has never owned one before.
ExploreA remortgage is when you take out a new mortgage against your existing property repaying your current mortgage in the process.
ExploreBuy-to-let mortgages are designed to help you buy a property that you intend to rent out to other people, rather than live in.
ExploreA secured loan is where you borrow money that is secured against your home.
ExploreRemortgage your property with a lender to release equity and raise money. You then use this money to pay off unsecured debts.
ExploreLife insurance policies provide you and your family with a lump sum payment or a series of monthly payments if you were to die.
ExploreA Critical illness policy pays the outstanding mortgage debt on diagnosis of a specified critical illness.
ExploreAn income protection policy pays a proportion of your salary if you’re unable to work because of sickness or injury.
ExploreBuildings insurance is designed to provide financial protection if there’s damage to the structure of your home, such as the walls, roof and floors.
ExploreThe process of getting a new mortgage when you move house so the mortgage is suitable for the house you’re moving into.
ExploreA first-time buyer is a person buying a property who has never owned one before.
ExploreA remortgage is when you take out a new mortgage against your existing property repaying your current mortgage in the process.
ExploreBuy-to-let mortgages are designed to help you buy a property that you intend to rent out to other people, rather than live in.
ExploreA secured loan is where you borrow money that is secured against your home.
ExploreRemortgage your property with a lender to release equity and raise money. You then use this money to pay off unsecured debts.
ExploreLife insurance policies provide you and your family with a lump sum payment or a series of monthly payments if you were to die.
ExploreA Critical illness policy pays the outstanding mortgage debt on diagnosis of a specified critical illness.
ExploreAn income protection policy pays a proportion of your salary if you’re unable to work because of sickness or injury.
ExploreBuildings insurance is designed to provide financial protection if there’s damage to the structure of your home, such as the walls, roof and floors.
Explore
We pride ourselves in knowing that every
case we work on, we have achieved the
best outcome we could’ve asked for.
View our reviews and make your own mind
up.
Posted on Kelsall McewenTrustindex verifies that the original source of the review is Google. I am really impressed with CoG financial. They have arranged a very competitive remortgage of my house to get the necessary deposit for the buy-to-let mortgage (holiday cottage), also arranged by them. Also provided a cheaper solicitor than anything local. A complicated endeavour. Very friendly and competent staff. Thanks.Posted on Priscilla AdelanoTrustindex verifies that the original source of the review is Google. Dani, financial advisor was friendly and paid attention to detail when it came to finding the best life cover for myself.Posted on Dan SmithTrustindex verifies that the original source of the review is Google. Massive Thankyou to Thomas and the team 5 star service from start to finish. Will definitely be using these again in the future.Posted on Lea GrubbTrustindex verifies that the original source of the review is Google. Amazing service fully informed all way throughPosted on joanna mcnallyTrustindex verifies that the original source of the review is Google. Amazing professional from the initial contact to finalising our mortgage. Kept informed at all times with very quick replies to any queries we had, would recommend this company to anyone who wants a stress free professional service. Thank you so muchPosted on Ian WhiteheadTrustindex verifies that the original source of the review is Google. With such uncertainty and worry COG made this process feel safe and hassle free. Everyone involved really helped us all the way through with constant updates, always availed to help answer any questions. A great company to do to provide is with a solution and one I highly recommend 👌Posted on Seila CCTrustindex verifies that the original source of the review is Google. Carley was incredibly helpful throughout a very stressful and delayed purchase process. She was proactive, kept me updated, chased matters on my behalf, and genuinely tried to move things forward. Her communication and support made a huge difference, and I’m very grateful for all her help.Posted on Vincent ArulnayagamTrustindex verifies that the original source of the review is Google. I rarely leave reviews, but the exceptional customer service I received deserves recognition. From start to finish, the team was professional, friendly, and genuinely committed to helping. It’s refreshing to experience such a high level of care and attention these days. The staff went above and beyond to ensure everything was handled smoothly, making the entire experience stress-free and enjoyable. I would highly recommend this company to anyone looking for outstanding service. Thank you for exceeding my expectations – I will definitely be returning and recommending you to others.Posted on alexander unsworthTrustindex verifies that the original source of the review is Google. I cannot recommend the team highly enough! Ryan, Megan, and Dani were absolutely outstanding in helping me secure a second charge mortgage to clear my existing debt, something I had been struggling to achieve elsewhere. Where others couldn’t help, they stepped in with confidence, expertise, and genuine care. From start to finish, nothing was ever too much trouble. They were always on hand to answer questions, provide reassurance, and guide me through every step of the process. Their communication was excellent, and I always felt supported and fully informed. Thanks to their dedication and professionalism, what initially felt overwhelming became straightforward and manageable. I’m incredibly grateful for all their hard work and wouldn’t hesitate to recommend them to anyone needing financial support or advice.Posted on Kirsten BurkeTrustindex verifies that the original source of the review is Google. Painless and efficient service from Ryan at COG
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