My fixed rate is ending
Review a new deal before your current rate expires and reduce the risk of drifting onto your lender’s Standard Variable Rate.
Compare remortgage options from more than 100 UK lenders. The initial check takes under 60 seconds and will not affect your credit score.
Whether your current deal is ending, you want to release equity or your circumstances are less straightforward, our advisers can review the routes that may be available.
Whether your current deal is ending, you want to release money or your circumstances are less straightforward, we can review the options available to you.
Review a new deal before your current rate expires and reduce the risk of drifting onto your lender’s Standard Variable Rate.
Explore borrowing additional funds for home improvements, a major purchase or another planned expense.
See whether eligible credit commitments could be combined into your mortgage, with the costs and risks explained clearly.
Different lenders assess self-employed income differently. We can identify options that fit your accounts and trading history.
Missed payments, defaults or other historic credit issues do not always mean there are no remortgage options.
Compare your existing mortgage against available alternatives and decide whether switching is worthwhile after fees and costs.
A remortgage is not only about finding a headline rate. The right option needs to account for fees, loan-to-value, affordability, credit history and your future plans.
You do not need to understand every lender or product before getting started. Give us the basics and we will help organise the next steps.
Complete the short eligibility form with a few details about your mortgage, property and reason for remortgaging.
An adviser considers your circumstances and identifies the lender types and remortgage options that may be suitable.
We explain the likely costs, benefits and next steps so you can make an informed decision without pressure.
The form is only the beginning of the conversation. You remain in control of whether you proceed.
No. Completing the initial eligibility questions does not affect your credit score. A lender credit search would only take place later in the process, with your knowledge, if you chose to make a full application.
It is sensible to review your options before your current deal expires. Starting early gives you time to compare costs, prepare documents and avoid making a rushed decision close to the end date.
Potentially. The answer depends on what happened, how recent it was, the amount involved, your current position and the equity in your property. Specialist lenders may assess cases differently from high-street banks.
You may be able to raise additional funds, subject to affordability, property value, loan-to-value and lender criteria. The purpose of the funds can also affect which options are available.
Not necessarily. Arrangement fees, valuation costs, legal costs, early repayment charges, incentives and the period you expect to keep the mortgage can all change the overall value of a deal.
A remortgage is not automatically the right answer. Depending on your circumstances, a product transfer with your existing lender may be worth comparing against moving to a new lender.
Complete the short eligibility check and let our team review your circumstances. There is no obligation to proceed, and the initial check will not affect your credit score.
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Consolidating debt may reduce your monthly payments, but could increase the total amount repayable if the borrowing is spread over a longer term. The guidance and/or advice on this website is subject to the UK regulatory regime and is primarily targeted at consumers based in the UK.