Life insurance policies provide you and your family with a lump sum payment or a series of monthly payments if you were to die.
Typical types of cover include:
Level term insurance – designed to pay out a sum of money if the policyholder dies during the policy’s term. The sum assured is guaranteed and remains unchanged throughout the term.
Decreasing term insurance – where the sum decreases during the policy. It is regularly used to protect capital and interest repayments on a mortgage.
Family income benefit – a term life insurance product that, as the name suggests, is designed to provide a monthly income to dependants in the event of a claim, rather than a cash lump sum.
Life Insurance doesn’t benefit you, it supports the people around you. It provides a lump sum of money that your loved ones can have to support them if they’ve lost you. When they’re already going through a tough time, at least the finances are taken care of, and the mortgage is cleared. There’s a little pot of money to potentially help out your children for their future.
We’re experts in Income Protection, Critical Illness Cover, Life Insurance and Family Income Benefit – and can help you even if you’re deemed a higher risk for insurance.
We offer you a personal and bespoke service, backed up by over 20 years of experience in finance and insurance. We’ve developed processes to help each customer achieve the most suitable result, and we always act in your best interests.
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